Petty Trader & Micro Loan
Working capital and expansion support for petty traders and micro-business owners.
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Accessible finance. Responsible lending.
Sustainable growth through practical lending
Starseed Solutions provides lending and contribution solutions that bridge the gap between your financial needs and timely access to credit.
Loan range₦100,000 – ₦1,000,000
TenorUp to 6 months
Disbursement*Within 4 hours
*After approval and complete documentation, subject to conditions.
2023Established 14 February
Who we are
Lending built around real needs
Starseed Solutions Limited provides accessible, responsive and responsible financial solutions to individuals, entrepreneurs and businesses seeking funding for personal and business needs.
- Lending solutions that bridge the gap between your needs and timely credit
- Integrity, transparency, professionalism and excellent customer service
- Continuous improvement in products, processes and technology
Products
Loan products & offerings
Choose the facility that fits your goal, from working capital to school fees.
Contribute & Borrow Loan
Loans based on eligible customers’ contribution and savings history.
ApplyHome & Shop Appliances Loan
Financing for essential household and business appliances.
ApplyEducational Loan
Support for tuition, school fees, learning materials and education expenses.
ApplyNano Loan
Small, short-term financing for immediate financial needs.
ApplySalary Advance
Short-term access to part of expected salary before payday.
Apply
Loan calculator
Estimate your repayment
Borrow ₦100,000 to ₦1,000,000 over up to six months. Pick an amount and tenor to see an estimate.
₦500,000
₦100,000₦1,000,000
3 months
1 month6 months
Estimated monthly repayment
₦186,667
- Loan amount
- ₦500,000
- Total interest
- ₦60,000
- Total repayment
- ₦560,000
Figures are estimates only. The applicable rate and repayment terms depend on the specific product and the terms communicated to and accepted by the customer. Approval is subject to credit assessment.
Apply for this loanSavings solutions
Contribution products
Build savings at a pace that suits you, for everyday goals, festive seasons and school fees.
Voluntary Contribution
Flexible savings based on customers’ capacity and financial goals.
Festive Target Contribution
Structured savings for festive periods and seasonal expenses.
Educational Contribution
Goal-oriented savings for education-related expenses.
Buy Pay Small Small
Flexible savings and payment solution for manageable periodic payments.
Eligibility
Check if you qualify
Starseed loans are currently available to salary earners and non-salary earners who live in Lagos.
- Age 18–60 years
- Verifiable and sustainable source of income
- Live and/or work within Starseed operating locations
- Active savings or current account with a commercial bank
- Meet applicable credit and eligibility requirements
The application journey
A clear path from enquiry to outcome
Every application is subject to verification, credit assessment and approval.
- 01
Choose a product
Pick the loan or contribution product that fits your need.
- 02
Check requirements
Confirm your eligibility and gather the documents you need.
- 03
Submit your application
Send in your completed forms and supporting documents.
- 04
Assessment
We run verification, credit assessment and a credit check.
- 05
Decision & next steps
Get our decision and, if approved, your repayment arrangements.
Disbursement may occur within four hours after approval and complete documentation, subject to conditions and crediting processes.
Let’s build financial opportunity together
Your goals deserve a thoughtful financial partner.
Speak with our team to learn more about our lending and contribution solutions.