Loan eligibility & application
Before you apply
Every application is subject to verification, credit assessment and approval.
Eligibility
Who can apply
- Age 18–60 years
- Verifiable and sustainable source of income
- Live and/or work within Starseed operating locations
- Active savings or current account with a commercial bank
- Meet applicable credit and eligibility requirements
Typical documentation
What to prepare
- Six months’ bank statements showing income or salary inflows
- Completed Starseed KYC Form
- Valid national identification
- Recent utility bill, rent receipt or lease agreement, as applicable
- Recent passport photograph
- Employment letter or other evidence of sustainable income
- Direct Debit Mandate, where applicable
Online application coming soon
Ready to get started?
Download the Loan Application Form, or call us and we will guide you through it.
The application journey
A clear path from enquiry to outcome
Every application is subject to verification, credit assessment and approval.
- 01
Choose a product
Pick the loan or contribution product that fits your need.
- 02
Check requirements
Confirm your eligibility and gather the documents you need.
- 03
Submit your application
Send in your completed forms and supporting documents.
- 04
Assessment
We run verification, credit assessment and a credit check.
- 05
Decision & next steps
Get our decision and, if approved, your repayment arrangements.
Disbursement may occur within four hours after approval and complete documentation, subject to conditions and crediting processes.