Mission
To provide accessible and responsible lending solutions that empower individuals and businesses to achieve their financial goals and grow.
Empowering customers through responsible access to finance.
Company overview
Who we are
Our story
Starseed Solutions Limited was established on 14 February 2023 to provide accessible, responsive and responsible financial solutions to individuals, entrepreneurs and businesses seeking funding for personal and business needs.
What we do
We provide lending solutions that bridge the gap between customers’ financial needs and their ability to access timely credit.
Our commitment
We are building a reputation around integrity, transparency, professionalism, responsible lending and excellent customer service, supported by continuous improvement in products, processes and technology.
Strategic direction
Mission & vision
Vision
To become a leading and trusted lending institution in Nigeria, recognised for responsible finance, innovation and exceptional customer experience.
Building trust through innovation and exceptional service.
CIPEE
Our core values
Six values that guide how we serve customers and run our business.
Customer Focus
Customers at the centre of products, services and decisions.
Innovation
Continuous improvement in products, processes and technology.
Professionalism
High standards in people, processes and service delivery.
Integrity
Honest, ethical, transparent and responsible business conduct.
Empowerment
Creating financial opportunities for individuals and businesses.
Excellence
Continuous improvement and excellence in everything we do.
Customer information
Loan terms, repayment & credit assessment
Minimum
₦100,000
Smallest loan amount.
Maximum
₦1,000,000
Subject to eligibility and approval.
Tenor
Up to 6 months
Depends on repayment capacity, verifiable income and credit profile.
Rates & repayment
Competitive rates may be structured as:
- 4% flat interest per month
- 5% per month on a reducing-balance basis
Repayment may be through Direct Debit Mandate, online channels or cheques, where applicable.
Processing & credit
Starseed conducts credit assessment and credit checks before final approval and disbursement.
Once approved and documentation is complete, disbursement may occur within four hours, subject to applicable conditions and banking processes.
The application journey
A clear path from enquiry to outcome
Every application is subject to verification, credit assessment and approval.
- 01
Choose a product
Pick the loan or contribution product that fits your need.
- 02
Check requirements
Confirm your eligibility and gather the documents you need.
- 03
Submit your application
Send in your completed forms and supporting documents.
- 04
Assessment
We run verification, credit assessment and a credit check.
- 05
Decision & next steps
Get our decision and, if approved, your repayment arrangements.
Disbursement may occur within four hours after approval and complete documentation, subject to conditions and crediting processes.
Let’s build financial opportunity together
Your goals deserve a thoughtful financial partner.
Speak with our team to learn more about our lending and contribution solutions.